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| HOW WE PROTECT YOUR INFORMATION |
| Moneywise Personal Financial Management Pty Ltd recognises the importance of protecting your privacy. We are committed to respecting your right to privacy and protecting your personal information. |
| Moneywise is bound by the National Privacy Principles established under the Privacy Act. This policy explains how we will collect, use and disclose the information we hold about you and the conditions under which your information may be accessed. |
| What type of information does Moneywise obtain and hold? |
| The type of information we collect and hold about you varies depending on the type of product or service you require. The personal information we hold about you may include: |
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your name, address and contact details; |
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your employment details and employment history; |
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your date of birth, age and retirement plans; |
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details of your investment preferences and aversion to, or tolerance of, risk; and |
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your financial position, health, and lifestyle. |
| We may also need health information from you to provide you with relevant advice. In most circumstances, you provide the information that we hold about you to us personally, or via your specialist adviser, through meetings, telephone conversations or in writing. |
| You may choose not to provide us with some or all of your personal information. Depending on the nature and quality of the information you choose to withhold, we may not be able to provide you with advice or implement strategies entirely appropriate to your financial needs and objectives. |
| We will not collect any personal information about you except when you have knowingly provided that information to us or authorised a third party to provide that information to us. |
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| How will Moneywise use and disclose your personal information? |
| We will not use or disclose personal information collected by us for any purposes other than: |
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the purpose for which it was provided (or secondary related purposes), such as implementing your financial plan and recommendations made by us, or acquiring any other product or service you have requested; or |
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where you have given your consent; or |
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where required or authorised by law. |
| In addition, certain regulatory and industry bodies require us to make information available to ensure ongoing compliance with professional standards and legal obligations, which may involve disclosure of your personal information. |
| We may also use your personal information to send you material about other products or services, or articles that may be of interest to you. However, you may contact us requesting not to receive such information, and we will stop. |
| In the event of a proposed corporate restructure, we may disclose your personal information to potential purchasers, for evaluation in full confidence, and in the event the business is sold, we may transfer your personal information to the purchaser. As a client you will be advised of any such transfer. |
| How does Moneywise protect your information? |
| Your personal information is generally held in your client file. Information may also be held in a computer database. |
| We will, at all times, seek to ensure that the personal information collected and held by us is protected from misuse, loss, unauthorised access, modification or disclosure. At all times your personal information is treated as highly confidential. All paper files are stored in lockable cabinets, which are locked outside normal business hours. |
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